Kelly Schramski Joins Grand Traverse State Bank as Vice President of Commercial Lending
Grand Traverse State Bank, a wholly owned division of First State Bank of Michigan, is pleased to announce the addition of Kelly Schramski as Vice President of Commercial Lending. A graduate of Michigan State University with a degree in Marketing, Schramski brings over 20 years of experience in banking and financial services, with expertise spanning commercial lending, private banking, and SBA loan development. She was instrumental in driving the success of the former Traverse City State Bank,
Kelly Kuhns Joins Grand Traverse State Bank
Grand Traverse State Bank is pleased to welcome Kelly Kuhns to its team as the VP, Branch/Business Banking. Kuhns brings more than 20 years of experience in banking and financial services, along with a strong commitment to community involvement.A graduate of Davenport University, Kuhns has lived in Traverse City for the past 30 years and enjoys time at a family vacation home on Old Mission Peninsula. She is the proud parent of an 11-year-old son. She is an active volunteer with Big Brothers Big Sisters of
Grand Traverse State Bank to Launch in Early 2026 with Local Ownership and Strong Leadership Team
Plans are underway for the launch of Grand Traverse State Bank (GTSB), a new locally owned financial institution. With investors from all over the state, the majority of our individual investors reside in the Grand Traverse region. Loan-production operations have already begun, with the first branch office scheduled to open in downtown Traverse City in early 2026. Grand Traverse State Bank is owned by GTSB Financial, Inc., a bank holding company headquartered in Traverse City. Founder Gregg Bigger is



